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Insurance & Financing

At Radiant Smiles Dental, we believe financial concerns shouldn't stand between you and the care you need. That's why we've created multiple pathways to make treatment accessible—whether you have insurance or not.
 
Insurance Plans
 
Payment Options
 
Financing Options
 
Available Offers

How We Work With Your Insurance

We accept most major dental insurance plans and are currently in-network with Delta Dental, with additional carriers being added as credentialing completes. Our team handles the details so you don't have to: we'll verify your benefits, estimate your out-of-pocket costs, and submit claims on your behalf. Our billing process is designed to be straightforward and transparent:

Before Your Treatment

  • We verify your benefits and explain what your plan covers
  • You'll receive a clear estimate of your expected costs before any work begins

During & After Care

  • We submit claims electronically to most carriers and follow up on your behalf
  • Any remaining balance after insurance pays is due at time of service or according to your payment plan
  • We're here to answer questions about your coverage and help you understand your benefits

What to Know

  • Please bring your insurance card and photo ID to your first visit
  • Some services—IV sedation, certain implant components, specialty imaging—may have limited coverage or plan exclusions
  • Insurance estimates aren't guarantees, but we work to get you the most accurate information possible
  • If your plan changes, let us know so we can update your records
When coverage is limited, we'll review alternatives and financing options so you can make the best decision for your situation.
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Payment Options

We accept multiple payment methods to make your visit convenient:

Cash and check
Major credit cards
In-house membership plans (for patients without insurance)
Third-party financing (for larger treatment plans)

For patients paying at the time of service, we provide detailed treatment estimates before beginning any work. If you're planning complex restorative treatment—like full-arch implants or multiple procedures—ask about financing options that let you spread payments over time with manageable monthly installments.

Financing for Your Peace of Mind

In-House Membership Plans

Perfect for patients without dental insurance. These plans typically include preventive visits and offer discounts on restorative and cosmetic services, making year-round care affordable and predictable.

Third-Party Financing

Flexible monthly payment plans help make larger treatments accessible. Whether you're considering dental implants, full-mouth restoration, or sedation procedures, financing lets you get the care you need now and pay over time.

Transparent Treatment Planning

Remember how we handle consultations differently? You'll meet privately with our office manager to review not just your treatment options, but also a complete breakdown of costs and payment plans. Take all the time you need to go over details, ask questions, and think about your priorities—with no pressure and no rushing.

This private setting ensures you can freely discuss finances without stress or feeling overheard. We want you to see exactly what your investment looks like and explore which payment approach works best for your budget and timeline.

Specials

Ready to Experience the Care You Deserve?

Whether you need a routine cleaning, dental implants, or sedation care, we're here to help. Schedule your visit today and discover what comfortable, personalized dentistry feels like.
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